Insurance for Clothing Wholesalers by Prosura
Working in a fast-paced world thanks to seasonal stock changes, you’ve got enough to do. Ensuring your warehouse is well organized, staffing levels and skills are where they should be, and that you’ve got the best deals on transportation means that insurance policy wordings are just about the last thing you want to be dealing with.
That’s where we come in. We offer a friction free service that gives you advice and access to a range of clothing wholesaler insurance policies – so that you can get on with running your business.
What can be included on a Clothing Wholesalers Insurance policy?
Most of what a clothing wholesaler might need by way of insurance across the business can typically be covered by what we in the insurance industry would refer to as a ‘commercial combined’ insurance policy. In a nutshell, this is a business insurance policy that can provide protection from costs across the whole spectrum of risks that your clothing wholesalers company may face – for example:
- Commercial property and contents insurance
- Combined Liability cover (Employers, Public and Product Liability Insurance)
- Stock Insurance
- Equipment Insurance
- Business Interruption cover
What else should a Clothing Wholesaler consider when buying business insurance?
There are a range of other covers that you may need to consider depending on the way you’re set up as a business. If you import or export clothes to and from other countries, you may need cargo insurance. Where you sell from your own website (or a third party one) or hold customer data electronically, you may wish to consider Cyber Insurance.
It’s also worth checking that your stock cover is adequate. Some stock insurance policies only cover you up to a certain value on your own premises / in your warehouse. The value of the stock you hold at any given time may vary, and may not include cover for stock being held on third party premises.
Finally, do you do any trade shows or exhibitions either in the UK or abroad? If you do, you’ll need to consider Business Travel Insurance, as well as Event Cover.
Why choose Prosura to buy your Clothing Wholesalers insurance?
We’re here to let you get on with running your business by providing friction free access to expert advice and high quality insurers. We’re on hand with professional advice as your business evolves and expands.
We also give all our Clothing Wholesaler Insurance Clients free access to PROSURA Digital Lawyer, saving them hundreds of pounds a year on Legal Fees.
When it comes to your Clothing Wholesaler insurance requirements, don’t just insure it, Prosura it.
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