What is Unoccupied House Insurance?
Unoccupied Home Insurance will protect your property from damage or theft while it’s vacant for an extended period, normally up to around 12 months.
Standard home insurance typically allows a property to be empty for 30-60 days. However, this can vary between different insurers, so it’s always best to check your policy wording.
If your property suffers damage due to a fire, flood, or storm, for example, or is burgled while unoccupied, your empty house insurance will cover the cost of repairs, replacement, or a complete rebuild should the worst happen.