What does High Value Homes Insurance cover?
High value home and contents insurance offers protection for both the property structure (buildings insurance) and your treasured possessions within (contents insurance).
High value buildings insurance
Buildings insurance covers the cost of repairs (or a complete rebuild should the worst happen) to your home and its permanent fixtures and fittings.
For example, if your roof was damaged by a storm, your buildings insurance would help to cover the cost of repairs.
If your home is larger, is a period home, a high-end luxury home, or built from non-standard construction, you’ll likely need a higher level of cover, which can be arranged by our specialist brokers.
High value home contents insurance
Contents insurance offers protection for your personal belongings, that is, everything you would take with you if you moved house.
Home contents insurance for high value items ensures that your belongings, including: jewellery, watches, fine art, and antiques, are adequately protected should they be damaged or stolen.
Some insurers offer unlimited cover, and most will include worldwide cover, to protect your valuables both at home and on your travels.