High Value Home Insurance

High Value Homes Insurance with Prosura

You work hard to enjoy the finer things in life. And we work hard to make sure those things are properly protected with specialist insurance for your high value home and contents.

Our trusted and professional high net worth home insurance brokers would be delighted to prepare a high value home insurance quote for you, tailored to your exact needs.

For complete peace of mind and confidence in your high value house insurance, please get in touch with the Prosura team today.

What is High Value Home and Contents Insurance?

High value homes insurance is a specialist type of insurance with higher levels of cover for particularly expensive property with valuable contents.

Securing the right house insurance for high value homes is tremendously important.

If you own high-value property, it’s likely that your home and your personal possessions will not be adequately covered by a standard house insurance policy, which often has limits on the amount of cover they provide.

Our specialist brokers will ensure that your home and your most valuable items are properly protected with bespoke, high end property insurance to suit your requirements.

Who needs High Net Worth (HNW) Insurance?

HNW home insurance is for high value homes and personal possessions.

High value home contents insurance normally applies to:

  • Homes that contain more than seven bedrooms
  • Homes that are listed properties
  • Homes built before 1800
  • Homes valued over £500,000
  • Homes containing personal possessions that have a combined value in excess of £40,000
  • Homes containing a single item valued at more than £20,000

Whether you are looking for mansion insurance, luxury home insurance, high end property insurance, or insurance for another type of bespoke property, we would be more than happy to prepare a quote expertly tailored to your needs.

What does High Value Homes Insurance cover?

High value home and contents insurance offers protection for both the property structure (buildings insurance) and your treasured possessions within (contents insurance).

High value buildings insurance

Buildings insurance covers the cost of repairs (or a complete rebuild should the worst happen) to your home and its permanent fixtures and fittings.

For example, if your roof was damaged by a storm, your buildings insurance would help to cover the cost of repairs.

If your home is larger, is a period home, a high-end luxury home, or built from non-standard construction, you’ll likely need a higher level of cover, which can be arranged by our specialist brokers.

High value home contents insurance

Contents insurance offers protection for your personal belongings, that is, everything you would take with you if you moved house.

Home contents insurance for high value items ensures that your belongings, including: jewellery, watches, fine art, and antiques, are adequately protected should they be damaged or stolen.

Some insurers offer unlimited cover, and most will include worldwide cover, to protect your valuables both at home and on your travels.

High Net Worth Homeowners Insurance made simple

We pride ourselves on the exceptional service we offer our clients, which includes simplifying the complexities of the insurance market to secure the most suitable cover in the most straightforward way.

There are a host of cover options for high value house insurance, including:

  • Alternative accommodation cover
  • Bespoke art and antiques cover
  • Bespoke jewellery and watches cover
  • Cover for collectables
  • Matching pairs and sets
  • Accidental damage
  • Cyber cover
  • Trace and access cover
  • Family protection
  • Public liability cover
  • Legal expenses
  • Home emergency assistance
  • Pest removal cover
  • Key cover

Our trusted brokers will listen to your needs and take the time to compare the top high value home insurance quotes on your behalf to offer complete peace of mind that your home and its contents are protected.

Why choose Prosura for your Luxury Home Insurance Quote?

Prosura prides itself on being an independent insurance broker, with access to a broad range of market-leading insurers to curate a tailored product that’ll exceed your expectations.

Our high-quality high net worth home insurance is built on years of experience in the insurance sector and in-depth industry knowledge, delivered to you in a simple, jargon-free way.

Please contact our specialist high net worth home insurance brokers today for complete peace of mind that your assets are fully protected.

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