Take Aways Insurance

Insurance for take away shops by Prosura

Your shop is like a little community hub. You’ve got your regulars at lunch and you know just who’ll be in at closing time on a Friday. You work long hours and take pride in the food you serve, and which has your customers coming back week in week out.

Insurance is the last thing you want to have to deal with. Which is where Prosura come in. We offer a friction free broking service that’ll have you covered in no time – leaving you free to get on with the day job!

What does take away insurance cover?

When it comes to insurance for a takeaway shop, the covers you’re most likely to need relate to your liabilities – public, employers and product – and protecting your assets – equipment, stock and appliances.

Public liability for takeaways

Protecting you in the event of an injury, illness or property damage for a member of the public

Employers liability insurance

Offering the same protection as PL, only in relation to people who work for you including part time staff.

Food product liability

Protecting you where a customer claims to have become unwell as a result of eating your food.

Shop frontage cover

Particularly if you’re open late night, protect your glass and signage from damage or vandalism

Money cover

While the world is increasingly cashless, operating a take away business means that on busy weekends, you could have significant cash on the premises.

Appliances and equipment insurance

Protecting you from costs where a piece of equipment breaks down or is damaged.

Stock cover including refrigerated goods

Protecting you from stock loss due to anything from a fire, flood, theft or a refrigerator failing and causing you to have to dispose of ruined stock.

Business Interruption cover

Protecting you from costs where your premises are damaged due to a fire, flood or similar, and you can’t trade from them while repairs are undertaken.

What else should be considered when buying takeaway shop insurance?

The most obvious consideration is the premises themselves. You will need cover in place to protect you from costs in the event that the property is damaged, or destroyed, by an insured peril

If you take out contents cover, this can often include protection for improvements you make to the property too.

No two take aways are the same. You might have a seating area or offer a delivery service. It could be you have a number of shops across your region. Whatever your particular business circumstances, we’re here to offer non nonsense advice and arrange appropriate cover.

Why choose Prosura to buy take away shop insurance?

We’re here to let you get on with running your business by providing friction free access to expert advice and high quality insurers. We’re on hand with professional advice as your business evolves and expands.

We also give all our Take Away Shop Insurance Clients free access to PROSURA Digital Lawyer, saving them hundreds of pounds a year on Legal Fees.

For your take away insurance cover requirements, contact the specialist brokers at Prosura today

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