Insurance for Caravan & Lodging parks by Prosura
If you own or operate a caravan park you work long hours both in and out of season to ensure the site is up to standard and keep guests coming back year after year. The last thing that you want to deal with is insurance. But your holiday park represents a significant investment and needs protecting properly.
That’s where we come in. Prosura exists to help caravan park owners get the insurance they need without the hassle. We offer jargon free advice and frictionless access to a range of policies from leading UK insurers.
When it comes to caravan park insurance, don’t just insure it. Prosura it!
What insurance does a caravan park need?
There are a range of covers that most caravan and lodging parks will need as a starting point. These can be tailored to your specific needs with indemnity covers appropriate to the risks your business faces. Core covers that you will want to consider include:
Public liability insurance for caravan and campsites. Your guests – members of the public – are obviously on site for their holiday. And with holiday makers relaxing with a drink and kids running carefree round the play area, things can go wrong. Public liability insurance will protect you from costs where a member of the public claims to have been injured, suffered illness or a loss as a consequence of your business activity.
Employers Liability. If you operate a seasonal business, it’s likely that in addition to full time staff, you will have seasonal workers joining your team at peak season. Employers Liability Insurance is required by law in the UK – not only for full time staff but for seasonal and casual workers, too.
Buildings and contents insurance. In addition to the site office, you may own static vans, glamping pods or lodgings for guests to rent and stay in. You may also have an onsite bar or restaurant. Whatever your particular set up is, you will need to protect all your buildings and contents. You will probably need to consider extending cover to include protection to the grounds themselves as well as any other physical assets – from a children’s play ground to an outdoor pool.
Business interruption cover. You’re all set for the beginning of the season and a freak storm hits, causing flood damage on your caravan park. This means you have to cancel guests for a period while repairs are made so that you can trade again. BI Insurance can protect you by covering your fixed costs until you get back up and running again.
What else needs to be considered when insuring a caravan and lodge park?
There are a number of other insurance for caravan parks that you may need to think about. From ride on mowers and hedge cutting equipment, you’re likely to have a range of maintenance equipment that needs to be protected. You may have one or more vehicles that you use on site as well as to collect goods from suppliers. Whatever your circumstances, we can help to arrange cover for all aspects of your caravan park.
Why Choose Prosura to find me the right caravan park insurance policy?
We’re here to let you get on with running your business by providing friction free access to expert advice and high quality insurers. We’re on hand with professional advice as your business evolves and expands.
We also give all our Caravan Park Insurance Clients free access to PROSURA Digital Lawyer, saving them hundreds of pounds a year on Legal Fees.
For your Caravan Park insurance cover requirements, contact the specialist brokers at Prosura today.
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