What insurance coverage is available for a wedding venue?
- Wedding venue buildings insurance
This is particularly important to get right where your venue is listed and / or of unusual construction. It’s likely that the rebuild or repair costs will be higher than a standard building, requiring specialist materials and labour skills. Your cover should reflect your venue’s specific needs.
You’re likely to carry significant value of stock, including wines beers and spirits. It could be that you have a collection of fine art or valuable furniture, fixtures and fittings. Ensuring that stock and contents are adequately protected is a must-have requirement for any wedding venue.
You’re likely to have invested in a range of specialist equipment for your venue. You can protect things like PA systems, lighting rigs and marquees as part of your policy.
If your venue is damaged through an insured event such as a flood or fire, it might be that you’re facing having to cancel a number of future events while repairs are undertaken. Your policy can provide protection from loss of income in this situation.
Protecting you from costs in the event that a member of the public – most obviously a wedding guest – alleges that they have suffered injury or property loss or damage as a consequence of your work.
This will protect your income in the event that your license to serve alcohol is suspended or revoked by the authorities.