What else do I need to consider with Architects’ PI Insurance?
Public liability insurance (PLI) is normally paired with architects PI insurance, especially if you go out and about during the course of your work. It’ll protect you should a third-party suffer an injury, damage, or loss due to your business activity.
For example, should a client trip over your equipment on site and break their wrist, they could make a claim against you. With PLI, your business is covered for the cost of legal defence and compensation payments.
If you employ other people within your practice, you’ll need employers’ liability insurance. This is a legal requirement that will protect you in the event of a workplace illness or injury.
You may also want run-off cover, to protect you from claims arising from past work after you stop trading.
Our brokers can create a policy as bespoke as you need it to be, insuring all facets of your business. Some of the additional cover we can arrange as part of your insurance include:
- Buildings cover
- Contents and equipment cover
- Business interruption
- Cyber cover
- Legal expenses
- Personal accident
- Terrorism cover