Architects’ Professional Indemnity Insurance

Architects’ Professional Indemnity Insurance with Prosura

In your role in the architectural sphere, you strive for perfection, ensuring that each and every project achieves the exceptional level of quality your clients associate with your work.

But with this meticulous attention to detail comes long hours and stress, with a huge amount of pressure to avoid errors that could cost the project time and money. That’s why the ARB (Architects Registration Board) say that all architects in business or practice are expected to hold adequate insurance; this is usually in the form of professional indemnity insurance and is expected under Standard 8 of the Architects Code of Conduct.

Our experienced brokers understand the unique challenges you face as an architect and apply the same attention to detail when arranging architects professional indemnity insurance for your needs, as you do to your clients projects.

Contact our brokers today and we’ll make sure your business is protected with the very best PI insurance for architects, meaning you can get on with the day job.

What is Architects’ Professional Indemnity Insurance?

Architects professional indemnity insurance protects your business in the event a client makes a claim against you for failing to exercise reasonable skill and care in the work you’ve provided for them.

Your insurance will cover the cost of legal defence and any compensation payments awarded.

Under Standard 8 of the Architects Code of Conduct, all architects in business or practice are expected to hold adequate architect insurance. Ordinarily, this is in the form of architect professional indemnity insurance policy.

What does Architect Professional Indemnity Insurance cover?

The best PI insurance for architects will make sure you’re fully protected from all the risks you’re exposed to in your line of work. This could include a client making a claim against you for negligence, breach of confidentiality, dishonesty, libel or slander.

For example, should your plans contain an error that affects the build later down the line, your client could make a claim against you for the financial losses incurred.

Your insurance will cover your legal expenses and any compensation costs owed.

Whether you require insurance for architectural designers working in a large firm, or freelance architect insurance, our team of expert brokers can create a bespoke package with the most suitable cover for your needs.

Our professional indemnity insurance for architectural designers meets the requirements of the main architecture professional bodies, including RIBA and ARB.

What else do I need to consider with Architects’ PI Insurance?

Public liability insurance (PLI) is normally paired with architects PI insurance, especially if you go out and about during the course of your work. It’ll protect you should a third-party suffer an injury, damage, or loss due to your business activity.

For example, should a client trip over your equipment on site and break their wrist, they could make a claim against you. With PLI, your business is covered for the cost of legal defence and compensation payments.

If you employ other people within your practice, you’ll need employers’ liability insurance. This is a legal requirement that will protect you in the event of a workplace illness or injury.

You may also want run-off cover, to protect you from claims arising from past work after you stop trading.

Our brokers can create a policy as bespoke as you need it to be, insuring all facets of your business. Some of the additional cover we can arrange as part of your insurance include:

  • Buildings cover
  • Contents and equipment cover
  • Business interruption
  • Cyber cover
  • Legal expenses
  • Personal accident
  • Terrorism cover

Why contact Prosura for Architect Insurance?

Here at Prosura, we pride on being an independent insurance broker. We provide access to a broad range of insurers to create a tailored product that’ll meet your exact requirements.

Our high-quality, cost-effective PI insurance for architects is built on years of experience and in-depth industry knowledge. All delivered to you in a simple, jargon-free way.

We also give all our Architect Insurance Clients free access to PROSURA Digital Lawyer, saving them hundreds of pounds a year on Legal Fees.

For the best PI insurance for architects, don’t hesitate to contact the team at Prosura today.

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