Insurance for Hauliers by Prosura
If you transport stock and equipment to single destinations, be they in the UK or across Europe, you’ve got enough to deal with without wanting to spend hours worrying about appropriate haulage insurance.
That’s why Prosura exists. We’re here to offer a friction free service with advice and access to a range of policies from a whole host of leading UK haulage insurers. Don’t just insure it – Prosura it!
What should be included on a Haulage Insurance policy?
No matter whether you’re an owner driver, fleet operator or specialist haulier carrying refrigerated good across Europe, it’s important to have the right cover in place. If you run a haulier business with vehicles between 3.5 and 44 tones, including skip trucks, tankers and car transporters, we’ll be able to help source the cover you need – without the hassle.
Just like with most other insurance for vehicles, there are 3 classes of cover for the lorry itself:
Third Party Only HGV Insurance
Third Party only covers you for damage done to other vehicles, people and their property in the event of an accident. It will not pay to fix your truck or property – something you should consider where your truck is not only valuable, but needed for you to be able to work.
Third Party Fire and Theft (TPFT)
This provides the cover available under TPO, but also covers costs in the event that your HGV is damaged in a fire or is stolen.
Fully Comprehensive HGV Insurance
Comprehensive insurance provides you with peace of mind that comes from knowing that the cost of damage, repair or replacement where your truck is in an accident is also covered. Some policies may also offer cover for personal possessions in your truck.