High Value Car Insurance with Prosura

As the owner of a high value vehicle, we fully understand your desire to secure the most appropriate high value car insurance to protect your precious asset.

We also understand the need for you to delegate this task to a trusted professional, who can deliver a superior insurance product to match your prestige vehicle.

Our experienced brokers pride themselves on their knowledge of the market, their ability to access a wide range of high quality insurers, and multi-channel offering that translates as exceptional service to you, our valued client.

Please do get in touch today. We’d be delighted to assist with your high value car insurance.

What is High Value Car Insurance?

A high value car insurance policy provides protection for your prestige vehicle in the event it is involved in a collision or theft, or destroyed by fire. At first glance it is similar to normal car insurance, but when you lift the bonnet and look underneath there are a number of significant performance enhancements that the various policies offer such as:

Any Driver – most High Net Worth motor policies allow driving by people who don’t live at your address.

Fully Comprehensive Driving of other Cars – Whilst you may be used to getting “driving other cars” with normal car insurance, this is usually “Third Party Only”. Most High Value car insurance policies understand you may encounter scenarios where driving friends cars of a similar value may occur. So most of these High Net Worth motor policies allow you to benefit from Accidental Damage cover while driving other people’s cars.

Driving Licence Legal Protection – Some High Value Motor Insurance Policies include cover for Solicitors and Barristers, to defend you against motoring convictions.

Agreed or Uplifted values – Most High Value Motor Insurance policies are on either an agreed value basis, and allow for increases in value during the policy term.

Multiple vehicles on one policy – Most HNW motor policies are available on a family fleet insurance basis which allows for easier management of your households vehicle insurance.

High Value Car Insurance tailored to your needs

One of the most important aspects of high value car insurance is the ‘agreed value’ of your vehicle. Even the upper parameters of a standard motor insurance policy wouldn’t cover a high value vehicle, which presents the danger of being underinsured.

Our brokers will ensure your cover meets your exact requirements and fully protects your assets.

Whether you own one high value car or supercar, or a collection of luxury vehicles, our specialist team of brokers are adept at facilitating your needs.

We are experienced in arranging high value motor insurance for a wide range of prestige cars, from Aston Martin to Bugatti, including collectors cars and imports.

What else should I consider with High Value Car Insurance?

Should you have a preferred garage for repairs in the event of a claim, do let us know, because we can often build this in to your policy.

When you select Prosura for your high net worth motor insurance, you’ll receive complete peace of mind that your needs have been met, with an ‘agreed value’ and repair/reinstatement cover appropriate for your needs.

A selection of optional extras can also be included, such as:

• Breakdown cover
• Transit cover
• EU cover
• Legal protection
• Like for like courtesy car

Why use Prosura to arrange High Value Car Insurance?

Prosura prides itself on being an independent insurance broker, with access to a broad range of insurers to curate a tailored product that’ll exceed your expectations.

Our high value car insurance is built on years of experience and in-depth industry knowledge, delivered to you in a straightforward, hassle-free way.

To get your bespoke high value vehicle insurance in place, please don’t hesitate to contact the team at Prosura today.